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Xplore Federal Credit Union
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Checking & Savings

 

 

 

Checking Accounts

Xplore Federal Credit Union realizes everyone is different and prefers different benefits with their checking accounts. Listed below are the different checking accounts and benefits offered at Xplore FCU. 

Basic Checking
Value Checking
Mature Advantage Checking
Jump Start

Click here for a Side by Side Comparison.

Already have a checking account with us? Interested in switching the rest of your accounts over to us? Use our quick and easy SWITCH KIT as a guide!

Basic Checking... designed with simplicity in mind
Features include ... No monthly service charge with e-statements or member select

  • $25 to open the checking account
  • Free VISA Fast Cash ATM/Debit Card - requires a $25 deposit into the checking account
  • No charge for ATM/Debit card purchases/withdrawals at point of sale (excluding foreign transactions)
  • 5 Free ATM withdrawals per month at Capital One ATMs
  • No monthly service charge when the balance remains over $500*
  • Free e-Banking
  • Free e-Bill Pay
  • Free e-Statements
  • Your account may be eligible for Privilege Pay

Value Checking... interest bearing checking account
Features include ...

  • $25 to open the checking account
  • Minimum of $1,000 to earn interest
  • Free VISA Fast Cash ATM/Debit Card - requires a $25 deposit into the checking account
  • Free ATM withdrawals at any Capital One ATM
  • No charge for ATM/Debit card purchases/withdrawals at point of sale (excluding foreign transactions)
  • No monthly service charge when the balance remains over $1,000** (or free for Member Select)
  • Free e-Banking
  • Free e-Bill Pay
  • Free e-Statements
  • Your account may be eligible for Privilege Pay

Click here to check our rates.


Mature Advantage Checking... for those over 55
Features include ...

  • $25 to open the checking account
  • One free box of checks per year
  • Free VISA Fast Cash ATM/Debit Card - requires a $25 deposit into the checking account
  • Free ATM withdrawals at any Capital One ATM
  • No charge for ATM/Debit card purchases/withdrawals at point of sale (excluding foreign transactions)
  • No minimum balance required and no monthly service charge
  • Interest earning checking on daily balance of $1,000 or more
  • Free e-Banking
  • Free e-Bill Pay
  • Free e-Statements
  • Your account may be eligible for Privilege Pay
  • 25% discount of safe deposit box rental
  • Free Money orders 
  • .25% dividend rate increase on all new Certificate Accounts and Flex Funds
  • Free personal checking stop payments

Click here to check our rates.


Jump Start... For young adults between the ages of 18 and 25
Features include ...

  • Completely Free Checking
  • $25 to open the checking account
  • Free VISA Fast Cash ATM/Debit Card
  • Free ATM withdrawals at any Capital One ATM
  • No charge for ATM/Debit card purchases/withdrawals at point of sale
  • No minimum balance required and no monthly service charge
  • First order of checks free
  • Free e-Banking
  • Free e-Bill Pay
  • Free e-Statements
  • Your account may be eligible for Privilege Pay 

If you would like a copy of Xplore Federal Credit Union Membership Agreement please contact a Member Service Representative at 504-728-4853 or toll free 888-U-XPLORE (897-5673). You can also email us.

*Basic Checking has no monthly charge when the balance remains over $500, if the balance falls under $500 a monthly service charge of $5.00 is assessed during the months that you balance falls below. If the Member does not sign up for e-Statement the checking account will be considered a Basic Checking account.

**Value Checking has no monthly charge when the balance remains over $1,000, if the balance falls under $1,000 a monthly service charge of $5.00 is assessed during the months that you balance falls below (or free for Member Select).