APR = Annual Percentage Rate. Rates, terms and conditions are subject to change without notice. Credit card approval depends on creditworthiness and other qualifications. Some restrictions may apply. Rate not to exceed 18.00% APR.
*0% APR on purchases and balance transfers with a settlement date between 11/1/2017 - 12/31/2017. After 6/30/2018, APR will return to the standard rate between 7.90%-18.00%. Rates, terms and conditions are subject to change without notice. Some restrictions may apply. Balance transfers between Xplore accounts are not eligible for promotional rate.
- 0% APR* through June 30th on Purchases
- 0% APR* through June 30th on Balance Transfers with no balance transfer fee
- Rates as low as 7.90% APR
- No annual fee
- Low standard rates
- EMV chip for enhanced security
- $1 cash advance fee
0% APR through June 30th
Purchases and Balance Transfers made through December on Xplore Visa credit cards will be interest-free through June 30, 2018.
Visa Transaction Resolution Line - 888.526.0404 in the US and 206.352.4954 outside the US - This is the number to call if your card is declined while attempting to make a purchase.
Lost/Stolen Line - 800.682.6075 - Call this number when your debit or credit card has been lost or stolen. Your card will be deactivated and a new card sent out to you.
For more information on how your debit card is protected, visit our Security page.
Visa Travel Notification
Will you be traveling soon with your Xplore Visa credit or debit card? You can protect your card from unauthorized transactions and reduce the likelihood of declines. Just notify us if you plan to use your Visa card while on vacation. For your protection, Visa monitors irregular activity. If Visa notices that the card is being used in a different state or country, it may place a hold on your card unless notified of your travel plans.
If you are planning a trip, please call 888.U.XPLORE (888.897.5673).
All Xplore Visa credit cards come with EMV chip technology built in. EMV provides enhanced security when using your card both domestically and internationally. During a point-of-sale transaction using an EMV-enabled terminal, the chip and terminal communicate to approve the transaction. No personal data is stored by the merchant, which means there is no data for criminals to steal.