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Xplore Federal Credit Union
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2% OFF your Auto Loan

 

Take 2% off your current auto loan rate when switching it to Xplore. All you have to do is apply for a loan with us before June 30th and say you're refinancing your vehicle. It's that easy!

If you qualify for more than a 2% savings when you apply, then you save even more! Go as low as 1.99% APR. Think of what you could do with all the extra savings!

 

 

APR = Annual percentage rate. Special available through June 30, 2017. Must meet existing auto loan guidelines to qualify. All auto loan credit history for the last 12 months must not be greater than 30 days delinquent. Vehicle model year 2012 or newer. Rate cannot fall lower than 1.99% APR. Cannot be combined with other offers. Member responsible for DMV fee (included in loan amount). Loan must fund within 30 days of application. Auto loans currently financed with Xplore FCU are ineligible.


Up to $100 FREE for new Members

 

New members can earn earn $50 for opening a Checking account and a debit card through June 30, 2017. Earn an additional $50 for booking a loan of $5,000 or greater.

Checking Incentive – $50 incentive for new share accounts only. To qualify, member must meet the below requirements within 30 days of opening share account: 

• Establish a Checking account 

• Request a debit card 

Loan Incentive – Additional $50 incentive for new share accounts only. Member must: 

• Meet Checking incentive requirements 

• Submit a loan application within 30 days of opening share account and before 6/30/2017 

• Must open a loan product with at least a $5,000 balance 

• Loan must be booked by 7/31/2017 

 

 

Checking Incentive – $50 incentive for new share accounts only. Member must establish a checking account and request a debit card within 30 days of share account opening.
Loan Incentive – Additional $50 incentive for new share accounts only. In addition to the checking incentive requirements, member must open a loan product with at least a $5,000 balance. Loan application must be submitted within 30 days of opening share account and before 6/30/2017. Loan must be booked by 7/31/2017. Share secured loans are not eligible for this promotion. Advertised promotion runs from 4/1/2017 - 6/30/2017. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Total incentive will not exceed $100.


No Closing Cost Home Equity Loans

Home Equity loans are better when Xplore pays your closing costs! From now through June 30, 2017, unlock the equity in your home to consolidate debt or pay for major expenses with an Xplore Home Equity loan, and we'll pay your closing costs!

 

 

 

Offer is available for new applications submitted from 4/1/2017 - 6/30/2017.  Loans are subject to credit approval and program guidelines. Maximum Loan amount $100,000.  Promotion offered in Louisiana only on owner-occupied residences that meet current underwriting criteria.  Home Equity Lines of Credit require an initial minimum cash advance of $10,000.  Mortgagor pays no closing costs, except where required, the City of New Orleans Transaction Tax, which will not be refunded.  Mortgagor is required to pay an appraisal fee of up to $395 at time of appraisal, which will be reimbursed 30 days after origination, providing the loan maintains a minimum $10,000 balance for the initial 30 days.  Promotion excludes first mortgage conventional loans.  Certain restrictions apply. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Equal housing lender. Federally insured by NCUA.


New, Used, and Refinanced Autos as low as 1.99% APR*

Are you driving your dream car yet? Now’s the time. With rates as low as 1.99% APR for new, used, and refinanced vehicles, it’s the perfect time to ride in style.

*APR = Annual Percentage Rate. Actual rate may vary based on credit score, discounts and/or surcharges, loan term and loan-to-value. Term of loan may vary based on amount financed. All loan approvals are based on standard underwriting guidelines and/or automated credit-scoring benchmarks. Loan rates are subject to change without notice. Excludes auto loans currently financed with Xplore FCU. Payments may vary with insurance and/or warranty additions. Loan Example: $10,000 borrowed at 1.99% APR for 60 months = approximate monthly payments of $175.23. Federally insured by the NCUA.


 

NEW Credit Builder Loan

*APR. This is a Pledge of Share- secured loan. Payments as low as $95.11 per $2000 for 24 month term based on 12.99%APR. First payment due within 30 days of the contract date. Other criteria may apply.

 


NO BALANCE TRANSFER FEES!

For more information, call 504.728.4853 or click here to apply today.

To activate your Xplore Federal Credit Union Visa card(s)
call 1-800-411-6390.

*APR All loan approvals are based on standard loan underwriting guidelines. Actual rates may vary based on credit score. Loan rates are subject to change without notice.  There is no grace period on balance transfers; a finance charge (based on the account’s current Annual Percentage Rate) will be imposed from the date the transfer is posted to your credit card account. Transfers based on borrower’s available limit.