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Xplore Federal Credit Union
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Rates

Loan Rates

For Mortgage Rates and LOW Closing Costs, call 504.526.2547 or 504.526.2546.

Vehicle Loan Rates
Type of LoanTermAPRs as low as*
New or Used AutoCustom terms to fit your needs1.99%**
Boats & MotorcyclesCustom terms to fit your needs3.49%**
RV's and CampersCustom terms to fit your needs3.49%**

Lowest rate includes discounts for the following:

 
Personal Loan Rates
Type of LoanTermAPRs as low as*
Personal$500 - $50,000Custom terms to fit your needs6.99% APR
Share LoanMinimum $500Custom terms to fit your needsLoan interest rate is 2% above the rate earned on the related deposit account.



Click here for a loan payment example.
 
Visa Loan Rates
Type of LoanTermAPRs as low as*
Platinum Visa$500 - $30,0002% Outstanding balance/ $25 min8.90% APR



Click here for more information.
 

*APR (Annual Percentage Rate). Actual rate may vary based on credit score,  discounts and/or surcharges, loan term and loan to value. Term of loan may vary based on amount financed. All loan approvals are based on standard underwriting guidelines and/or automated credit-scoring benchmarks. Loan rates are subject to change without notice. Payments may vary with insurance and/or warranty additions. Offer does not apply to loans currently financed with the credit union.  

 
Loan Example for New, Used & Refinanced Vehicle APR* Monthly Payment
$15,000.00 for 48 months 1.99% $325.36
$20,000.00 for 48 months 1.99% $433.82
$25,000.00 for 60 months 1.99% $438.08
$25,000.00 for 72 months 2.74% $376.94
$50,000.00 for 84 months 3.74% $654.82
 
Loan Example for Personal Loan APR** Monthly Payment
$2,500.00 for 36 months 6.99% $77.18
$7,500.00 for 48 months 6.99% $179.56
$15,000.00 for 60 months 6.99% $296.95
$30,000.00 for 72 months 6.99% $511.33
$50,000.00 for 72 months 6.99% $852.21

Based on lowest rate available.

Rates effective as of 04/01/2015.

*APR. Actual rate may vary based on credit score, discounts and/or surcharges, loan term and loan-to-value. Term of loan may vary based on amount financed. All loan approvals are based on standard underwriting guidelines and/or automated credit-scoring benchmarks. Loans rates are subject to change without notice.  Payments may vary with insurance and/or warranty additions. Offer does not apply to loans currently financed with Xplore FCU. Vehicle Loan Example: $10,000 borrowed at 1.99%APR for 72 months = approximate monthly payments of $147.46. 
*Advertised special is for new money only for well-qualified borrowers. Approval and terms are based on member’s credit and ability to repay. The rate may vary depending on each individual’s credit history and underwriting factors. *Loan example: $3,000 borrowed at 6.99% APR for 36 mos. = estimated monthly payments of $92.62. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice.

Other Types of Loans
DescriptionTermAPR
Credit Builderup to $2,00012.99%*

*APR. This is a Pledge of Share- secured loan. Payments as low as $95.11 per $2000 for 24 month term based on 12.99%APR. First payment due within 30 days of the contract date. Other criteria may apply.



 

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