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Checking Accounts Comparison

Side by Side Comparison

Effective May 1, 2015

Benefit Basic Checking Value Checking Jump Start Checking Mature Advantage Checking
Min. Balance to Open $25 $25 $25 $25
Min. Balance to Earn Interest Non-Interest Account $1,000 Non-Interest Account $1,000
Balance Method to Calculate Interest Non-Interest Account Average Daily Non-Interest Account Average Daily
Minimum Daily Balance to Avoid Service Charge $500.00 $1,000.00 $0 $0
Fee if Balance Falls Below Min. Balance $5.00*** $5.00* $0 $0
Free Checks None None 1st box Free 1 Free/Year
Charge for Overdraft Protection $5.00 $5.00 $5.00 $5.00
Per Check Writing Fee None None None None
ATM Withdrawals** $1 per withdrawal over 5 per month Unlimited Free Unlimited Free Unlimited Free
Home Banking Free Free Free Free
e-Statements Free Free Free Free
Bill Payment Free Free Free Free

*Free for Member Select participants.

**No charge for purchases made at point of sale.

***Free for Member Select participants or with E-statements.

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Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.