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personal-loans

No Credit Check Loan

Explore a No Credit Check Loan

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Take advantage of financing with your personal interest in mind. If you are looking to get quick financing with no credit check, Xplore Federal Credit Union has you covered. 

By applying for a no credit check loan with Xplore Federal Credit Union, you get peace of mind and the convenience of doing business with your local credit union.

  • Fixed Rates of 17.99% APR
  • Borrow up to $2,000
  • Terms up to 12 months
  • NO CREDIT CHECK!
  • No prepayment penalties

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APR = Annual Percentage Rate. First time borrowers can borrow up to $1,500. Loan minimum $500. Maximum term of 12 months up to $2,000. Two (2) No Credit Check loans allowed per calendar year. Four (4) full monthly payments must be made before applying for the next No Credit Check Loan. *Active checking defined as a minimum of one (1) transaction per month. **Mobile deposits and Unemployment direct deposits do not meet direct deposit requirements. ***Delinquent loan defined as 30 days or greater past the scheduled payment date. A non-refundable $39.00 loan application fee is required and will be deducted from your Xplore Federal Credit Union Checking or Savings account.

Not sure what to do next? Click Here or give us a call @ 888.U.Xplore

How to Qualify

  • Applicant must have an active checking* for at least six (6) months for a loan less than $2000.00.
  • Applicant must have an automatic deposit** of at least $400 per month for a minimum of six (6) consecutive months with Xplore FCU. The direct deposit / automatic deposit must be in the name of the primary account holder.
  • No bankruptcies in the last two (2) years.
  • All accounts and loans must be in good standing for six (6) months. No NSFs (Privilege Pay acceptable). No delinquent loans.***
  • All No Credit Check Loan (NCCL) payments must be set on immediate payroll.
  • Any existing NCCL must complete four (4) full monthly payments before a refinance is available.
  • Must settle any existing NCCL with the proceeds from the new loan.

A $39.00 application fee will be debited from member’s account prior to loan being processed.

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Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.