Everyone deserves a second chance. Improve your financial standing, starting with this account.

  • Account that gives you a second chance at checking
  • Repair your financial standing
  • Receive monthly eStatements 
  • Maintain a minimum balance of $100 or more
  • Free Visa® debit card (with a monthly direct deposit of $400 or more)*
  • Free eServices, including:
    • Video banking
    • Online banking
    • Mobile banking
    • Mobile pay
  • Overdraft protection available
  • $25 minimum deposit to open
  • $10 monthly service fee

*Standard fees such as Non-Sufficient Funds (NSF) and check printing do apply. See our Schedule of Fees on the disclosures page for a complete list. Xplore Debit has no monthly charge when the member signs up for e-statements or the balance remains over $100. If none of these requirements are fulfilled, a monthly service charge of $5.00 is assessed each month not fulfilled. ATM withdrawals are free within network.

Visa debit card available with $400 monthly recurring direct deposit. Paypal, Venmo, Cash App, and Bank Transfers are not acceptable recurring direct deposits.  Visa debit card is not available for use with rental vehicle merchants. In-person and mobile check deposits into savings account only required with extended hold.

Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. For more information, visit the Visa website.

Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.