No Credit Check Loans Plus
- Fixed rate of 28.00% APR.
- Loans up to $1,000, terms up to 12 months.
- No Credit Inquiry
- Applicant must have an active checking* for at least three (3) months.
- Applicant must have a perpetual recurring automatic deposit** of at least $200 per month for a minimum of three (3) consecutive direct deposit transactions with Xplore FCU. The direct deposit/automatic deposit must be in the name of the primary account holder.
- No active Chapter 13 bankruptcies.
- All accounts and loans must be in good standing for up to six (6) months. No delinquent loans.***
- All No Credit Check Loan Plus (NCCL+) payments must be set on immediate payroll.
- Any existing NCCL/ NCCL+ must complete four (4) full monthly payments before a refinance is available.
- Must settle any existing NCCL/NCCL+ with the proceeds from the new loan.
A $20.00 application fee will be debited from applicant’s account prior to loan being processed.