Personal Term Loans
Everyone has a dream, goal, or project of some kind. What’s yours?
- Competitive rates for a wide variety of personal needs:
- Vehicle repairs or updates
- Family vacation
- Education expenses
- Personal projects or startups
- And more
- Rates as low as 10.99% APR
- Loan amounts ranging from $500 to $50,000
- Repayment terms customized to fit your unique needs
- Terms up to 10 years
- Refinance your higher rate balances and save
- No prepayment penalties
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
APR = Annual Percentage Rate. Actual rate may vary based on credit score, surcharges, and loan terms. Term of loan may vary based on amount financed. Approval and terms are based on member's credit and ability to repay. The rate may vary depending on each individual's credit history and underwriting factors. Certain restrictions apply. Rate will not fall below 10.99% APR. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Payment example 1: Loans under $10,000, Approximately $33.69/month for every $1,000 borrowed at 12.99% APR for 36 months. Payment example 2: Loans $10,000 and above, Approximately $190.29/month for every $10,000 borrowed at 10.99% APR for 72 months
Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender.
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