Enjoy no annual fee, a competitive rate, and the rewards of your choice.

The Xplore Visa Rewards credit card isn't your average perks card. It's the card that's designed to give you the reward you want at the time. You can select a different reward every time you choose to redeem your points, allowing you to change your type of rewards without changing cards.

  • Rates as low as 9.90% APR*
  • No annual fee
  • Rewards you choose
  • $0 Liability Guarantee 
  • EMV chip for enhanced security

Available Rewards

  • 5X points on Hotels & Airlines
  • 3X points on Gas, Groceries, and Fast Food
  • 1X point on everything else!

Enjoy a 0% Introductory Rate for 12 Months!*

When you make purchases and balance transfers within the first four billing cycles of your new Rewards Visa, you can take advantage of 0% interest for up to 12 billing cycles. As an added bonus, enjoy the low rate of 9.90%- 18.00% after the introductory period ends. Ask us how you can take advantage of this offer today!

Learn more by viewing the Visa Rewards Consumer Credit Card Agreement (PDF).

The Extra Awards site has been upgraded. This new system will allow us to offer even more reward options in the coming months.

Extra Awards Site

For help accessing your account, please call 855-854-5493 

Will you be traveling soon with your Xplore Visa credit or debit card? You can protect your card from unauthorized transactions and reduce the likelihood of declines. Just notify us if you plan to use your Visa card while on vacation. For your protection, Visa monitors irregular activity. If Visa notices that the card is being used in a different state or country, it may place a hold on your card unless notified of your travel plans.

If you are planning a trip, please call 888-U-XPLORE.

Premium Security

All Xplore Visa Credit Cards come with premium security options to protect your information from being stolen. For more information on how your Rewards Visa® is protected, click the link below.

See Visa Card Security.

Important Numbers

Visa Transaction Assistance Line: (800) 547-3666 or call Xplore's Call Center and press option 5. This is the number to call if your card is declined while attempting to make a purchase.

Lost/Stolen Card Line: - (888) 297-3416- Call this number when your debit or credit card has been lost or stolen. Your card will be deactivated and a new card sent out to you.

For more information on how your debit card is protected, visit our Visa Card Security page

*APR = Annual Percentage Rate. Rates, terms and conditions are subject to change without notice. Credit card approval depends on creditworthiness and other qualifications. Some restrictions may apply. Rate not to exceed 18.00% APR.

0% Introductory Promotion: 0% Introductory APR for 12 billing cycles from account opening on purchases and balance transfers posted to your account during the first four billing cycles following the opening of your account. After end of fourth billing cycle, promotional APR will return to the standard APR between 8.90%-18.00%. APR not to exceed 18.00%. Balance transfers between Xplore accounts are not eligible for promotional rate. Any Member that currently has a Visa Account with Xplore FCU are not eligible for this promotion. Not available on Shared Secured Visa. Balance transfer and cash advance fees are $5.00 or 2.00% of the amount of each transaction, whichever is greater. Rates, terms and conditions are subject to change without notice. Credit card approval depends on creditworthiness and other qualifications. Some restrictions may apply.

Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.