Used Auto Loans
There’s nothing wrong with used — in fact, you can get a deal on a vehicle with some miles. Make it an even better deal with a loan from Xplore.
- Purchase your next auto at the right rate
- Competitive, fixed rates on used vehicles
- Rates as low as 1.49% APR*
- Up to 120% financing available for qualified buyers
- A wide range of terms customized to your unique situation
- Terms up to 84 months
- No payments for up to 45 days
- No prepayment penalties
- Pre-approval available for extra bargaining power at the dealership
- Refinance your current vehicle to potentially lower your rate, decrease your monthly payment, or shorten your term
- Find peace-of-mind after your purchase with a wide range of protection plans:
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
Easily Find Your Next Vehicle with Xplore Auto
Need help finding your next car? Start your search now!
*APR = Annual Percentage Rate. Actual rate may vary based on credit score, surcharges, loan term, and loan-to-value. Term of loan may vary based on amount financed. All loan approvals are based on standard underwriting guidelines. Must meet existing auto loan guidelines to qualify. Rate cannot fall lower than 1.49% APR and will not exceed 18% APR. Borrower’s rate will not be below the qualifying rate based on term. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Payment example: $10,000 borrowed at 1.49% APR for 60 months = $175.23/month.
**Must meet existing auto loan guidelines to qualify. Minimum refinance amount $10,000. Actual rate may vary based on credit score, discounts and/or surcharges, vehicle model year, loan term, and loan-to-value. Term of loan may vary based on amount refinanced. Member(s) will have the choice to elect up to 1% off the APR or Cash Back of 1% of amount refinanced not to exceed $500.00. 1% off the APR applies to competitors’ rates on new or refinanced autos as long as the APR does not fall below Xplore FCU’s qualifying rate for the term of the loan. If the loan is paid off within 365 days from date of funding and the cash back option was elected by the borrower(s), the full Cash Back amount received by the borrower(s) must be paid back. Annual percentage rate will not be lower than 1.99% APR and will not exceed 18%APR. Cannot be combined with other offers. 1% off or Cash back option are not eligible for loans currently financed with Xplore FCU. Certain restrictions apply. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Federally insured by NCUA.
Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender.
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