Saver Account

• Free account that builds your savings effortlessly 

• Links to free High Yield Spend Checking 

• Automatic transfers of High Yield Spend earnings 

• 0.50% APY* on balances up to $50,000 

• 0.25% APY* on the portion of average daily balance over $50,000 

• 0.05% APY* if qualifications are not met in High Yield Spend 

• No minimum balance to earn rewards 

• No monthly maintenance fee 

• Free Visa® debit card 

• Free eServices, including: 

  • Video banking 

  • Online banking 

  • Mobile banking 

• $5 minimum deposit to open 

While the Good Times Roll, You Earn a Higher Rate 

Qualifying for your High Yield Spend rewards automatically qualifies you for the highest Saver rate, too. Enrollments must be in place, and all of the following transactions and activities must post and settle to your High Yield Spend account during each Monthly Qualification Cycle: 

• At least 12 debit card purchases 

• Be enrolled in and agree to receive eStatements 

• Be enrolled in and log into online banking 

And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll earn our base rate in Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.