Youth Spend Account

A smart way for youth and students to begin their journey toward financial independence.

Limited-Time Offer: Enter to WIN $150 BONUS with a Youth Spend Account!!

As featured on Fox 8's NOLA NOW

This Back-to-School season, Xplore Federal Credit Union is proud to support the financial futures of our youth with an exclusive $150 BONUS promotion! *
From August 25, 2025, to October 1, 2025, open a Youth Spend Account for the chance to receive a $150 bonus deposit—just for getting started on the path to financial independence. Promotion Code: XFCUNolaNow2025

Here’s how it works:

  1. Watch our NOLA NOW interview on Fox 8 (video to the right)

  2. Receive the special promo code (featured in the video)

  3. Use any Xplore FCU branch, Xplore Away Service, or Apply Online to open your Youth Spend Account and provide the promo code at account opening.

  4. Get entered into a drawing to win the additional $150 Bonus

This is a fantastic opportunity to help students and young people learn the value of saving and spending wisely—while earning a little extra along the way.

Please note, this promotion can be combined with other Xplore FCU youth offers, including:

  • $100 New Membership Bonus**

  • $25 Piggy Bank Match***

Start strong this school year with Xplore FCU—where building a brighter financial future is fun, rewarding, and within reach!

Apply Now
  • Exclusive checking account for students ages 6 -17
  • Card Controls
    • Parents can control the account by:
      • Setting spend limits
      • Control transaction types
      • Control movement of funds
      • Turn debit card on/off
      • Report debit card lost/stolen
  • Free eServices, including:
    • Xplore Away Video banking
    • Online banking
    • Mobile banking
    • Mobile pay
  • Free in-network ATM; Over 80,000 surcharge free ATMs nationwide
  • No minimum balance requirement
  • Parent or Legal Guardian required as a Joint Owner
  • Contactless Visa® debit card along with Digital Wallet
  • No monthly fees for members enrolling in e-Statements
  • $5 share to open a member savings account
  • Free Pay a Friend (Debit card to Debit card)
Apply Now

A Youth Spend Account designed for your student lifestyle... Easy, Convenient, Digital. Xplore's Youth Spend Account is a smart start for students and offers a path to financial independence. Student Spend Account helps stretch your budget with: • No monthly service charges • No minimum balance • No direct deposit requirement • Free Contactless Visa® debit card • Free in Network ATM Withdrawals • Free Mobile/Online Banking • Free Bill Pay • Free eStatements • Free Remote Deposit Capture • Free Online support and education • Free Direct Deposit •  Restricted from Courtesy Pay • Restricted from check writing privileges • Parent or Legal Guardian required as Joint Owner

Plus, we're there for you when you need us with over 80,000 surcharge-free ATMs and free video banking with the Xplore Away app. 

*$150 Bonus Promotion - To qualify for the $150 BONUS deposit, all new Youth Spend Account members must open an account with the special promo code as seen in our Nola Now segment with Fox 8. Once the Youth Spend Account is opened using the special promo code, the new youth member's name will be placed in a drawing for the chance to win $150. This promotion is valid through August 25, 2025, to October 1st, 2025. All eligible accounts must be opened within the promotional window only. No Youth Spend Account opened outside the promotional window will be entered into the $150 drawing. 

**$100 New Membership Promotion - To qualify for the $100 deposit, all new members must set up $100 direct deposit and perform 10 debit transactions within the designated promotion time window. (We’ll deposit the bonus in your new account within 60 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable)

***$25 Piggy Bank Match Promotion - All new youth members must take blue piggy bank at the time of opening the account and return with money saved to deposit. Xplore Federal Credit Union will match up to $25 of the youth's saved amount.

Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender.

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