No Credit Check
- Fixed rate of 17.99% APR.
- Loans up to $2,000, terms up to 12 months.
- No Credit Inquiry
- Applicant must have an active checking†† for at least six (6) months for a loan less than $2000.00.
- Applicant must have an automatic deposit††† of at least $400 per month for a minimum of six (6) consecutive months with Xplore FCU. The direct deposit / automatic deposit must be in the name of the primary account holder.
- No bankruptcies in the last two (2) years.
- All accounts and loans must be in good standing for six (6) months. No NSFs (Privilege Pay acceptable). No delinquent loans.††††
- All No Credit Check Loan (NCCL) payments must be set on immediate payroll.
- Any existing NCCL/NCCL+ must complete four (4) full monthly payments before a refinance is available.
- Must settle any existing NCCL/NCCL+ with the proceeds from the new loan.
A $39.00 application fee will be debited from applicant’s account prior to loan being processed.