APR = Annual Percentage Rate. Actual rate may vary based on credit score, discounts and/or surcharges, loan term, and loan-to-value. Term of loan may vary based on amount financed. All loan approvals are based on standard underwriting guidelines and/or automated credit-scoring benchmarks. Must meet existing auto loan guidelines to qualify. Rate cannot fall lower than 1.99% APR and will not exceed 18% APR. Borrower’s rate will not be below the qualifying rate based on term. Auto loans currently financed with Xplore FCU are ineligible for refinancing. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Payment example: $10,000 borrowed at 1.99% APR for 24 months = $425.36/month.
Need extra cash for your auto purchase? Look no further! Xplore will give you up to $500 cash* when you finance or refinance your auto loan with us.
Refinance your higher rate auto loans and save. Have an auto loan with another financial institution? We'll take up to 1% off your rate for refinancing it with Xplore.
Up to $500 Cash Back Promo: Must meet existing auto loan guidelines to qualify. Minimum finance amount $10000. Actual rate may vary based on amount financed not to exceed $500.00. Member(s) will have the choice to elect up to 1% off the APR when refinancing or Cash Back of 1% of amount financed not to exceed $500.00. 1% off the APR applies to competitors' rates on new or refinances autos as long as the APR does not fall below Xplore FCU's qualifying rate for the term of the loan. If the loan is paid off within 365 days from date of funding and the cash back option was elected by the borrower(s), the full Cash Back amount recieved by the borrower(s) must be paid back. 1% off or cash back options are not eligible for loans currently financed with Xplore FCU. Certain restrictions apply. All Credit Union loan programs, rates, terms & conditions are subject to change at any time with out notice.
1% OFF Refinance Promo: Certain restrictions apply. Must meet existing auto loan guidelines to qualify. Vehicle model year 2014 or newer. Up to 1% off the existing rate when qualifying for this promotion. Even if the borrower qualifies for the promotion, no borrower's annual percentage rate will be lower than 1.99% APR and will not exceed 18% APR. Borrower's rate will not be below the qualifying rate based on term. Cannot be combined with other offers. Borrower responsible for DMV fee (included in loan amount). Loan must fund within 30 days of application. Auto loans currently financed with Xplore FCU are ineligible.
Xplore offers first time auto loans to members with little to no credit history. If you're fresh out of college and you've been on the job for at least 2 years, Xplore can help you get into that new or used car you've been looking for. All you have to do is fill out the application online, call in @ 888-U-Xplore, or visit a branch near you!
When dealerships see you're pre-approved, they know you mean business. Sellers will be ready to make you an attractive offer to earn your business. You will be able to negotiate with confidence knowing you have a low rate.
Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender.
We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.