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Recreational Vehicle Loans

The Breakdown

  • Financing for boats, motorcycles, RVs, and campers
  • Rates as low as 3.99% APR
  • Loan terms up to 120 months for boats, RVs, and campers
  • Motorcycle terms up to 60 months
  • No prepayment penalties

APR = Annual Percentage Rate. Actual rate may vary based on credit score, discounts and/or surcharges, loan term, and loan-to-value. Term of loan may vary based on amount financed. All loan approvals are based on standard underwriting guidelines and/or automated credit-scoring benchmarks. Must meet existing vehicle loan guidelines to qualify. Rate cannot fall lower than 3.99% APR and  will not exceed 18% APR. Borrower’s rate will not be below the qualifying rate based on term. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Payment example: $10,000 borrowed at 3.99% APR for 36 months = $295.00/month.

Boats: Dealer purchases only. Loan terms may vary based on amount financed. Boats requiring Coast Guard registration are excluded from financing. Length of Boat cannot exceed 25 feet.

Motorcycles: Loan term max of 60 months.

Approval and terms are based on member’s credit and ability to repay. The rate may vary depending on each individual’s credit history and underwriting factors. All recreational vehicles must not be more than 5 years in age. Certain restrictions apply. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice.



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Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.