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Visa Platinum

APR = Annual Percentage Rate. Rates, terms and conditions are subject to change without notice. Credit card approval depends on creditworthiness and other qualifications. Some restrictions may apply. Rate not to exceed 18.00% APR.

The Breakdown

  • Rates as low as 8.90% APR
  • No annual fee
  • Low standard rates
  • EMV chip for enhanced security
  • $1 cash advance fee

Visa Platinum and Visa Platinum Secured Consumer Credit Card Agreement


All Xplore Visa credit cards come with EMV chip technology built in. EMV provides enhanced security when using your card both domestically and internationally. During a point-of-sale transaction using an EMV-enabled terminal, the chip and terminal communicate to approve the transaction. No personal data is stored by the merchant, which means there is no data for criminals to steal.

Important Numbers

Visa Transaction Resolution Line - 888.526.0404 in the US and 206.352.4954 outside the US - This is the number to call if your card is declined while attempting to make a purchase.

Lost/Stolen Line - 800.682.6075 - Call this number when your debit or credit card has been lost or stolen. Your card will be deactivated and a new card sent out to you.

For more information on how your debit card is protected, visit our Security page.

Visa Travel Notification

Will you be traveling soon with your Xplore Visa credit or debit card? You can protect your card from unauthorized transactions and reduce the likelihood of declines. Just notify us if you plan to use your Visa card while on vacation. For your protection, Visa monitors irregular activity. If Visa notices that the card is being used in a different state or country, it may place a hold on your card unless notified of your travel plans.

If you are planning a trip, please call 888.U.XPLORE (888.897.5673).

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Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.