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Share Rates

Promotional Certificate AccountsAnnual Percentage Yield**Compounded/CreditedMinimum Balance and Minimum Opening Deposit
Term 1 Year2.38%*Monthly/Monthly$500
Term 2 Year2.68%*Monthly/Monthly$500
Term 3 Year2.88%*Monthly/Monthly$500
Term 5 Year3.25%*Monthly/Monthly$500

Savings AccountsMinimum Balance RangeAnnual Percentage Yield**Compounded/CreditedMinimum Opening Deposit
Regular Share$0 - $199.990.00%Monthly/Monthly$5
Regular Share$200 - $24,999.990.10%Monthly/Monthly$5
Regular Share$25,000 - $99,999.990.20%Monthly/Monthly$5
Regular Share$100,000 and Above0.25%Monthly/Monthly$5
Value & Mature Checking$0 - $999.990.00%Monthly/Monthly$25
Value & Mature Checking$1,000 - $24,999.990.05%Monthly/Monthly$25
Value & Mature Checking$25,000 - $99,999.990.15%Monthly/Monthly$25
Value & Mature Checking$100,000 and Above0.20%Monthly/Monthly$25
Christmas Club AccountFull Balance0.05%Monthly/Monthly$5
Club Account$0 - $199.990.00%Monthly/Monthly$5
Club Account$200 and Above0.05%Monthly/Monthly$5
Flex Fund Account$0 - $4,999.990.00%Daily/Monthly$2,000
Flex Fund Account$5,000 - $24,999.990.25%Daily/Monthly$2,000
Flex Fund Account$25,000.00 - $99,999.990.40%Daily/Monthly$2,000
Flex Fund Account$100,000 and Above0.50%Daily/Monthly$2,000

IRA & Certificate AccountsAnnual Percentage Yield**Compounded/CreditedMinimum Balance and Minimum Opening Deposit
Term 6 Months0.60%Monthly/Monthly$500
Term 1 Year1.11%Monthly/Monthly$500
Term 18 Months1.16%Monthly/Monthly$500
Term 2 Years1.46%Monthly/Monthly$500
Term 3 Years1.71%Monthly/Monthly$500
Term 5 Years2.17%Monthly/Monthly$500

 

Jumbo IRA & Certificate AccountJumbo (>$100,000) APY (minimum opening deposit $100,000)**Compounded/Credited
Term 6 Months0.85%Monthly/Monthly
Term 1 Year1.36%Monthly/Monthly
Term 18 Months1.41%Monthly/Monthly
Term 2 Years1.71%Monthly/Monthly
Term 3 Years1.97%Monthly/Monthly
Term 5 Years2.43%Monthly/Monthly

 

IRA AccountsMinimum Balance RangeAnnual Percentage Yield**Compounded/CreditedMinimum Opening Deposit
IRA Regular Share$0 - $199.990.00%Monthly/Monthly$5
IRA Regular Share$200 - $24,999.990.10%Monthly/Monthly$5
IRA Regular Share$25,000 - $99,999.990.20%Monthly/Monthly$5
IRA Regular Share$100,000 and Above0.25%Monthly/Monthly$5
IRA Flex Fund Account$0 - $4,999.990.00%Daily/Monthly$2000
IRA Flex Fund Account$5,000 - $24,999.990.25%Daily/Monthly$2000
IRA Flex Fund Account$25,000.00 - $99,999.990.40%Daily/Monthly$2000
IRA Flex Fund Account$100,000 and Above0.50%Daily/Monthly$2000

 

 

APY = Annual Percentage Yield. APY accurate and effective as of 06/22/2018. Rates are subject to change without notice.
*Member Select bonus not applicable. 
**Maintenance/activity fees may reduce earnings. Penalty may apply for early withdrawal.

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Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

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