Skip to main content
Member Benefits
love my credit union banner
You could save $434.39 on health insurance. Enroll by January 31st. Act now.
member-resources

Share Rates

Promotional Certificate AccountsAnnual Percentage Yield**Compounded/CreditedMinimum Balance and Minimum Opening Deposit
Term 1 Year2.38%*Monthly/Monthly$500
Term 2 Year2.68%*Monthly/Monthly$500
Term 3 Year2.88%*Monthly/Monthly$500
Term 5 Year3.25%*Monthly/Monthly$500

Savings AccountsMinimum Balance RangeAnnual Percentage Yield**Compounded/CreditedMinimum Opening Deposit
Regular Share$0 - $199.990.00%Monthly/Monthly$5
Regular Share$200 - $24,999.990.10%Monthly/Monthly$5
Regular Share$25,000 - $99,999.990.20%Monthly/Monthly$5
Regular Share$100,000 and Above0.25%Monthly/Monthly$5
Value & Mature Checking$0 - $999.990.00%Monthly/Monthly$25
Value & Mature Checking$1,000 - $24,999.990.05%Monthly/Monthly$25
Value & Mature Checking$25,000 - $99,999.990.15%Monthly/Monthly$25
Value & Mature Checking$100,000 and Above0.20%Monthly/Monthly$25
Christmas Club AccountFull Balance0.05%Monthly/Monthly$5
Club Account$0 - $199.990.00%Monthly/Monthly$5
Club Account$200 and Above0.05%Monthly/Monthly$5
Flex Fund Account$0 - $4,999.990.00%Daily/Monthly$2,000
Flex Fund Account$5,000 - $24,999.990.25%Daily/Monthly$2,000
Flex Fund Account$25,000.00 - $99,999.990.40%Daily/Monthly$2,000
Flex Fund Account$100,000 and Above0.50%Daily/Monthly$2,000

IRA & Certificate AccountsAnnual Percentage Yield**Compounded/CreditedMinimum Balance and Minimum Opening Deposit
Term 6 Months0.60%Monthly/Monthly$500
Term 1 Year1.11%Monthly/Monthly$500
Term 18 Months1.16%Monthly/Monthly$500
Term 2 Years1.46%Monthly/Monthly$500
Term 3 Years1.71%Monthly/Monthly$500
Term 5 Years2.17%Monthly/Monthly$500

 

Jumbo IRA & Certificate AccountJumbo (>$100,000) APY (minimum opening deposit $100,000)**Compounded/Credited
Term 6 Months0.85%Monthly/Monthly
Term 1 Year1.36%Monthly/Monthly
Term 18 Months1.41%Monthly/Monthly
Term 2 Years1.71%Monthly/Monthly
Term 3 Years1.97%Monthly/Monthly
Term 5 Years2.43%Monthly/Monthly

 

IRA AccountsMinimum Balance RangeAnnual Percentage Yield**Compounded/CreditedMinimum Opening Deposit
IRA Regular Share$0 - $199.990.00%Monthly/Monthly$5
IRA Regular Share$200 - $24,999.990.10%Monthly/Monthly$5
IRA Regular Share$25,000 - $99,999.990.20%Monthly/Monthly$5
IRA Regular Share$100,000 and Above0.25%Monthly/Monthly$5
IRA Flex Fund Account$0 - $4,999.990.00%Daily/Monthly$2000
IRA Flex Fund Account$5,000 - $24,999.990.25%Daily/Monthly$2000
IRA Flex Fund Account$25,000.00 - $99,999.990.40%Daily/Monthly$2000
IRA Flex Fund Account$100,000 and Above0.50%Daily/Monthly$2000

 

 

APY = Annual Percentage Yield. APY accurate and effective as of 06/22/2018. Rates are subject to change without notice.
*Member Select bonus not applicable. 
**Maintenance/activity fees may reduce earnings. Penalty may apply for early withdrawal.

Auto Loans Icon

Auto Loans

More Info
Credit Cards Icon

Credit Cards

More Info
Boat Loans Icon

Boat Loans

More Info
Personal Loans Icon

Personal Loans

More Info
Accounts
About
Support
Xplore Federal Credit Union
Home | 
Sitemap | 
Site Search | 
Privacy | 
Security | 
Contact Us

Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.