| Promotional Certificate Accounts | Annual Percentage Yield** | Compounded/Credited | Minimum Balance and Minimum Opening Deposit |
|---|
| Savings Accounts | Minimum Balance Range | Annual Percentage Yield** | Compounded/Credited | Minimum Opening Deposit |
|---|---|---|---|---|
| Regular Share | $0 - $199.99 | 0.00% | Monthly/Monthly | $5 |
| Regular Share | $200 - $24,999.99 | 0.05% | Monthly/Monthly | $5 |
| Regular Share | $25,000 - $99,999.99 | 0.15% | Monthly/Monthly | $5 |
| Regular Share | $100,000 and Above | 0.20% | Monthly/Monthly | $5 |
| Christmas Club Account | Full Balance | 0.05% | Monthly/Monthly | $5 |
| Club Account | $0 - $199.99 | 0.00% | Monthly/Monthly | $5 |
| Club Account | $200 and Above | 0.05% | Monthly/Monthly | $5 |
| Flex Fund Account | $0 - $1,999.99 | 0.00% | Daily/Monthly | $2,000 |
| Flex Fund Account | $2,000 - $4,999.99 | 0.05% | Daily/Monthly | $2,000 |
| Flex Fund Account | $5,000.00 - $49,999.99 | 0.15% | Daily/Monthly | $2,000 |
| Flex Fund Account | $50,000.00 - $99,999.99 | 0.30% | Daily/ monthly | $2,000 |
| Flex Fund Account | $100,000 and Above | 0.50% | Daily/Monthly | $2,000 |
| IRA & Certificate Accounts | Annual Percentage Yield** | Compounded/Credited | Minimum Balance and Minimum Opening Deposit |
|---|---|---|---|
| Term 6 Months | 0.15% | Monthly/Monthly | $500 |
| Term 1 Year | 0.20% | Monthly/Monthly | $500 |
| Term 18 Months | 0.20% | Monthly/Monthly | $500 |
| Term 2 Years | 0.25% | Monthly/Monthly | $500 |
| Term 3 Years | 0.30% | Monthly/Monthly | $500 |
| Term 5 Years | 0.55% | Monthly/Monthly | $500 |
| Jumbo IRA & Certificate Account | Jumbo (>$100,000) APY (minimum opening deposit $100,000)** | Compounded/Credited | |
|---|---|---|---|
| Term 6 Months | 0.40% | Monthly/Monthly | |
| Term 1 Year | 0.45% | Monthly/Monthly | |
| Term 18 Months | 0.45% | Monthly/Monthly | |
| Term 2 Years | 0.50% | Monthly/Monthly | |
| Term 3 Years | 0.55% | Monthly/Monthly | |
| Term 5 Years | 0.80% | Monthly/Monthly |
| IRA Accounts | Minimum Balance Range | Annual Percentage Yield** | Compounded/Credited | Minimum Opening Deposit |
|---|---|---|---|---|
| IRA Regular Share | $0 - $199.99 | 0.00% | Monthly/Monthly | $5 |
| IRA Regular Share | $200 - $24,999.99 | 0.05% | Monthly/Monthly | $5 |
| IRA Regular Share | $25,000 - $99,999.99 | 0.15% | Monthly/Monthly | $5 |
| IRA Regular Share | $100,000 and Above | 0.20% | Monthly/Monthly | $5 |
| IRA Flex Fund Account | $0 - $1,999.99 | 0.00% | Daily/Monthly | $2000 |
| IRA Flex Fund Account | $2,000 - $4,999.99 | 0.05% | Daily/Monthly | $2000 |
| IRA Flex Fund Account | $5,000.00 - $49,999.99 | 0.15% | Daily/Monthly | $2000 |
| IRA Flex Fund Account | $50,000 to $99,999 | 0.30% | Daily/ monthly | $2000 |
| IRA Flex Fund Account | $100,000 and Above | 0.50% | Daily/Monthly | $2000 |
APY = Annual Percentage Yield. APY accurate and effective as of 07/1/2020. Rates are subject to change without notice.
*Excludes IRA Term Share
**Maintenance/activity fees may reduce earnings. Penalty may apply for early withdrawal.
Equal Housing LenderXplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender.
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