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Debt Consolidation

Consolidate your debt with Xplore and save!

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Take advantage of financing with your personal interest in mind. Whether you need money for a family vacation, investment opportunities, or to consolidate your debt, Xplore Federal Credit Union has you covered. 

By applying for a personal loan with Xplore Federal Credit Union, you get peace of mind and the convenience of doing business with your local credit union.

  • Rates as low as 5.99% APR
  • Loan amounts ranging from $500 to $50,000
  • Terms up to 10 years
  • Refinance your higher rate balances and save
  • No prepayment penalties

APR = Annual Percentage Rate. Actual rate may vary based on credit score, surcharges, and loan terms. Term of loan may vary based on amount financed. Approval and terms are based on member's credit and ability to repay. The rate may vary depending on each individual's credit history and underwriting factors. Certain restrictions apply. Rate will not fall below 5.99% APR. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Payment example 1: Approximately $31.33/month for every $1,000 borrowed at 7.99% APR for 36 months. Payment example 2: Approximately $165.70/ month for every $10,000 borrowed at 5.99% APR for 72 months. 

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Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.