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Certificate

APY = Annual Percentage Yield. APY subject to change. Maintenance/activity fees may reduce earnings. Penalty may apply for early withdrawal.
*Member Select bonus does not apply to 2.83% APY certificate for 12 months.

**You may elect once during the original term to increase the Annual Percentage Yield ("APY") to the current rate offered by the Credit Union on a 24 Month Jump Up certificate by contacting the Credit Union in writing and request an APY increase. The change to an existing certificate's APY will be effective the next month. The APY will be changed to the current rate offered on a 24 month Jump Up certificate. The increased APY will remain in effect until maturity of the existing certificate. The increased APY will not be applied retroactively. Excludes IRAs, Member Select and Jumbo bonuses. Penalty may apply for early withdrawal.

Explore Certificates

CD Promotional Rates you deserve

  • 2.83% APY* on 12-month Certificates
  • Savings certificate with a guaranteed yield
  • Open for as low as $5000
  • Terms available up to 5 years

Click here for all Share and Certificate Rates

Ways to further increase the yields you earn

  • Jumbo Certificates with a balance of $100,000 generally earn a higher rate

Check out our Jump Up CD

This Certificate includes a "jump-up" feature that gives you the opportunity to increse the rate any one time during the original term of the certificate. Should rates rise, you have the option to recieve the higher rate for the remainder of your term. 

  • 3.04% APY* on 24-month Certificate with the option to Jump Up**
  • Savings certificate with a guaranteed yield
  • Open for as low as $5000
  • Terms available up to 2 years

 

Click here for all Share and Certificate Rates

 

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Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

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