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Explore Share Certificates

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APY = Annual Percentage Yield. APY subject to change. Maintenance/activity fees may reduce earnings. Penalty may apply for early withdrawal.

Trade-Up Policy - Xplore's "Trade-Up Your Certificate" program allows you to trade any existing Certificate to a new Certificate of greater or equal term to take advantage of rising dividend rates. The term of the new Certificate must be greater than or equal to the remaining term of the existing Certificate. A Trade-Up  fee of .50% of the principal balance of the existing Certificate will be imposed on each trade-up.  The Trade-Up fee will not exceed the Early Withdrawal Penalty calculated on the original term.  There is no limit to the number of times you can trade up. 

Ask us about our "Trade Up Certificate" Program Today!

Are you watching CD rates change while you're stuck with your present rate? Xplore can now give you the benifit of "trading up" any existing Certificate to a new Certificate of equal or greater remaining term so that you can take advantage of the highest rates available! Ask us how we can help you earn more today! 

Certificate Rates you deserve

  • Savings certificate with a guaranteed yield
  • Open for as low as $10,000
  • Terms available up to 5 years

Click here for all Share and Certificate Rates

Ways to further increase the yields you earn

  • Jumbo Certificates with a balance of $100,000 generally earn a higher rate

Become an Xplore Member

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Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

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