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Personal Savings

Explore a Personal Savings Account

Become an Xplore Member

Do you have $5 to deposit into a Personal Savings account? Then you can take advantage of all of the benefits of being an Xplore Federal Credit Union Member.  

By opening a personal savings with Xplore Federal Credit Union, you get a piece of mind and the convenience of doing business with your local credit union.

  • $5 minimum balance
  • No monthly fees for members enrolling in e-Statements
  • Online Banking and Mobile App access
  • Interest-bearing with a minimum balance of $200
  • NCUA insured up to $250,000
Become an Xplore  Member

APR = Annual Percentage Rate. Actual rate may vary based on credit score, discounts and/or surcharges, loan term and loan-to-value. Term of loan may vary based on amount financed. Approval and terms are based on member's credit and ability to repay. The rate may vary depending on each individual's credit history and underwriting factors. Certain restrictions apply. Rate will not fall below 7.99% APR. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Payment example: Approximately $31.33/month for every $1,000 borrowed at 7.99% APR for 36 months.


Not sure what to do next? Click Here or give us a call @ (504) 728-4853

Online Services

Online & Mobile Banking

Every Xplore account comes with access to Online Banking via desktop or mobile device. Check your accounts, transfer funds, pay bills, and find Branch & ATM locations all from the palm of your hand. Download the Xplore FCU Mobile Banking app today.

Online Banking Image

e-Bill Pay

Receive and pay your bills electronically with e-Bill Pay. Make one-time payments or set up recurring payments, and view pending and past payments all from Online Banking.

Computer Paying Bill

Save time with mobile deposits

The Xplore FCU Mobile Banking app allows you to deposit checks at your convenience. Simply open the app, photograph your check, and deposit it. The check image is sent securely for processing and deposited into your Xplore account within one (1) business day. Members need to be with Xplore for two (2) months and in good standing to deposit checks via Mobile Banking.

Mobile Phone in Online Banking

Phone Banking

Call SHELLY, our online bank-by-phone system, for immediate transactions. You can transfer funds, check balances, make payments, and much more. To use SHELLY, call 800.500.4214.

Mobile Phone

Go green with e-Statements

Let your statements be just a click away. e-Statements allow you to receive statements online faster than through regular mail. Simply log into Online Banking and navigate to Additional Services to access your statements securely.

Free Transfers

Transferring money is easy! From Online Banking, you can transfer from your Xplore account to other Xplore members or other financial institutions for free.

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Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.