Youth Spend Account

A smart way for youth and students to begin their journey toward financial independence.

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  • Exclusive checking account for students ages 6 -17
  • Card Controls
    • Parents can control the account by:
      • Setting spend limits
      • Control transaction types
      • Control movement of funds
      • Turn debit card on/off
      • Report debit card lost/stolen
  • Free eServices, including:
    • Xplore Away Video banking
    • Online banking
    • Mobile banking
    • Mobile pay
  • Free in-network ATM; Over 80,000 surcharge free ATMs nationwide
  • No minimum balance requirement
  • Parent or Legal Guardian required as a Joint Owner
  • Contactless Visa® debit card along with Digital Wallet
  • No monthly fees for members enrolling in e-Statements
  • $5 share to open a member savings account
  • Free Pay a Friend (Debit card to Debit card)
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A Youth Spend Account designed for your student lifestyle... Easy, Convenient, Digital. Xplore's Youth Spend Account is a smart start for students and offers a path to financial independence. Student Spend Account helps stretch your budget with: • No monthly service charges • No minimum balance • No direct deposit requirement • Free Contactless Visa® debit card • Free in Network ATM Withdrawals • Free Mobile/Online Banking • Free Bill Pay • Free eStatements • Free Remote Deposit Capture • Free Online support and education • Free Direct Deposit •  Restricted from Courtesy Pay • Restricted from check writing privileges • Parent or Legal Guardian required as Joint Owner

Plus, we're there for you when you need us with over 80,000 surcharge-free ATMs and free video banking with the Xplore Away app. 

*$100 New Membership Promotion - To qualify for the $100 deposit, all new members must set up $100 direct deposit and perform 10 debit transactions within the designated promotion time window. (We’ll deposit the bonus in your new account within 60 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable)

*$25 Piggy Bank Match Promotion - All new youth members must take blue piggy bank at the time of opening the account and return with money saved to deposit. Xplore Federal Credit Union will match up to $25 of the youth's saved amount.

Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender.

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