Sometimes it’s best to just keep it simple and stick to basics. This checking account lets you do just that.

  • Checking account designed with simplicity in mind
  • Includes all the essentials you need
  • Avoid the $5 monthly service fee by doing the following: 
    • Receive monthly eStatements, OR 
    • Maintain a minimum daily/average balance of $100 or more
  • Free Visa® debit card
  • Free eServices, including:
    • Video banking
    • Online banking
    • Mobile banking
    • Mobile pay
  • Overdraft protection & courtesy pay available
  • $25 minimum deposit to open

*Standard fees such as Non-Sufficient Funds (NSF) and check printing do apply. See our Schedule of Fees on the disclosures page for a complete list. Xplore Debit has no monthly charge when the member signs up for eStatements or the balance remains over $100. If none of these requirements are fulfilled, a monthly service charge of $5.00 is assessed each month not fulfilled. ATM withdrawals are free within network.

Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. For more information, visit the Visa website.

Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.

No dividends are earned on an Xplore Debit Account.

Federally Insured by NCUA.