Protecting your loan is important.

What is Credit Life & Credit Disability Insurance?

It’s a way to help protect your loan. There’s no way to predict an injury, illness or an unexpected death, but you can take steps along the way to make sure your family is provided for if the unexpected were to happen to you. Credit Disability and Credit Life Insurance may help to make your loan payment to make life easier for you and your loved ones.*

How Does Credit Life & Disability Insurance Work?

The premium may be included with your monthly payment. If you have a balance on your loan and are totally disabled due to a covered injury or illness or in the event of your unexpected death, Credit Disability and Credit Life Insurance may help cover your loan payment.*

By taking a few simple steps while signing your loan paperwork, you’re helping take responsibility for your family’s financial future.

You can cancel coverage at any time if you change your mind. If coverage is canceled within the first 30 days you will receive a full refund if the premium has been paid. Coverage is immediate for eligible borrowers.

Why is Credit Life & Disability Valuable to You?

Credit Disability and Credit Life Insurance work in two different ways. You and your family may not have to make loan payments if you’re totally disabled due to a covered injury or illness. It may help pay your loan until you’re no longer totally disabled, or in the event of your unexpected death, it may help pay off the loan.* Savings, salary, or payoffs from other insurance may be used for other important things, giving your family financial freedom when they need it most.

Xplore Federal Credit Union can help you plan your family's financial future and preserve the standard of living you worked so hard to achieve. Check with your loan officer for more details on TruStage credit life insurance, including exclusions, limitations, and benefits.

Get Coverage Today!

Call a Member Service Representative at (504) 728-4853 or 888-U-XPLORE (897-5673)

Contact us requesting more information about Credit Life and Disability Insurance

*Up to your policy maximums; per terms and conditions and exclusions on your Credit Insurance Certificate.

Be sure to read the Credit Insurance Application and Certificate of Insurance which will explain the exact terms, conditions and exclusions of the policy. Eligibility requirements including age maximums, working requirements and health questions may apply. Also, benefits may be subject to a waiting period. The policy may include maximum coverage or benefit amounts and/or durations. Exclusions for pre-existing conditions, normal pregnancy, intentional injury, air travel and/or atomic explosions may apply.

Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender.

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.