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Renew Debit

Get a second start

Explore our Renew Debit Account

Do you need a second chance at checking? The Renew Debit with Xplore is the answer. 

By opening a Renew Debit Account with Xplore Federal Credit Union, you get peace of mind and the convenience of doing business with your local credit union.

  • Free Visa® Debit Card with Direct Deposit ($400 minimum)
  • Online Banking and Mobile App access
  • e-Bill Pay
  • Overdraft Protection
  • $25 minimum opening deposit

Not sure what to do next? Click Here or give us a call @ 888.U.Xplore


Your Visa® debit card is protected against fraudulent transactions with Visa zero-liability guarantee. This helps catch and block suspicious activity that may take place, particularly in foreign countries where fraud is prevalent. If you are planning to travel, please contact us. Additionally, Xplore's Falcon Fraud Center monitors your card. If suspicious activity is detected, you will be alerted via email, text, and phone. If those are not enough, Xplore offers smsGuardian for all members.

Lost/Stolen debit card
If your card is lost or stolen, please call 800.682.6075 (24/7). Your card will be deactivated and a new card sent out to you.


Stop worrying about overdrafts

Overdraft Protection
One less thing to worry about when you opt in for Overdraft Protection. We will automatically transfer money from your Xplore Savings account to avoid overdraft charges. It's free to enroll, and a small $5 fee per transaction when used.

Online Services

Online & Mobile Banking

Every Xplore account comes with access to Online Banking via desktop or mobile device. Check your accounts, transfer funds, pay bills, and find Branch & ATM locations all from the palm of your hand. Download the Xplore FCU Mobile Banking app today.

Online Banking Image

e-Bill Pay

Receive and pay your bills electronically with e-Bill Pay. Make one-time payments or set up recurring payments, and view pending and past payments all from Online Banking.

Computer Paying Bill

Save time with mobile deposits

The Xplore FCU Mobile Banking app allows you to deposit checks at your convenience. Simply open the app, photograph your check, and deposit it. The check image is sent securely for processing and deposited into your Xplore account within one (1) business day. Members need to be with Xplore for two (2) months and in good standing to deposit checks via Mobile Banking.

Mobile Phone in Online Banking

Phone Banking

Call SHELLY, our online bank-by-phone system, for immediate transactions. You can transfer funds, check balances, make payments, and much more. To use SHELLY, call 800.500.4214.

Mobile Phone

Free Transfers

Transferring money is easy! From Online Banking, you can transfer from your Xplore account to other Xplore members or other financial institutions for free.

Go green with e-Statements

Let your statements be just a click away. e-Statements allow you to receive statements online faster than through regular mail. Simply log into Online Banking and navigate to Additional Services to access your statements securely.

Purchase Rewards

Earning cash back is easy with your Xplore debit card and Purchase Rewards. Log into Online Banking to see your exclusive cash back offers at the types of places you shop most.     

How it works

1 - Click to activate exclusive cash back offers at the places you like to shop.

2 - Shop online or in stores to redeem your offers by paying with your card.

3 - Enjoy cash back - deposited right into your account at the end of next month. 

Frequently Asked Questions on Purchase Rewards

Standard fees such as Non-Sufficient Funds (NSF) and check printing do apply. See our Schedule of Fees on the Disclosure page for a complete list. Basic Checking has no monthly charge when the member signs up for e-statements, the balance remains over $500, or the member is a part of Member Select. If none of these requirements are fulfilled, a monthly service charge of $5.00 is assessed each month not fulfilled. Five (5) free ATM withdrawals per month are free within network.

Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. For more information, visit the Visa website.


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Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.