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Loan Rates

Rates effective as of 02/01/2019. 

Vehicle Loan Rates
Type of LoanTerms up toAPR as low as
New Autos84 months1.99%
Used Autos84 Months2.99%
1st Time Auto Loan60 months4.99%
Boats, RVs, & Campers120 months3.99%
Motorcycles60 months3.99%

Personal Loan Rates
Type of LoanDetailsTerms up toAPR as low as
Personal Loan$500 - $50,00072 months7.99% APR
Share LoanMinimum $50060 monthsLoan interest rate is 2% above the rate earned on the related deposit account.
Personal Loan Plus$10,000 - $50,000Up to 10 Years5.99% APR

Visa Credit Card
Type of LoanDetailsPaymentAPR as low as
Xplore Rewards Visa$500-$30,0002% Outstanding balance/ $25 min9.90%
Xplore Platinum Visa$500 - $30,0002% Outstanding balance/ $25 min8.90%
Xplore Secured VisaMinimum $5002% Outstanding balance/ $25 min14.90%

Other Types of Loans
No Credit Check Loanup to $2,00017.99%

APR = Annual Percentage Rate. Actual rate may vary based on credit score, discounts and/or surcharges, loan term and loan-to-value. Term of loan may vary based on amount financed. All loan approvals are based on standard underwriting guidelines and/or automated credit-scoring benchmarks. All Credit Union loan programs, rates, terms & conditions are subject to change at any time without notice. Certain restrictions apply.

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Xplore Federal Credit Union, New Orleans, LA. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Xplore Federal Credit Union is an equal opportunity housing lender. 

We may provide links to third party sites, independent from Xplore Federal Credit Union. These links are provided only as a convenience. Xplore Federal Credit Union does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Xplore Federal Credit Union.